Paris Trip
£342 / £500
AI money coach — now live
Money
made less
awkward.
MONA tracks your spending, calls out the chaos, and helps you save without making finance feel boring.
12,000+ people already using MONA
9:415G
MONA
Hey Skai
Your money vibe is: mostly calm
Safe to spend
£218
£36/dayCategory spending
0.0M+
Money chats
£0.0M
Saved by users
0.0 ★
Average rating
24/7
AI support
Money therapy
Your money has been dramatic enough.
MONA learns your habits, spots patterns, and gives helpful nudges before your bank balance starts fighting for its life.
📊
Budget tracking
Know where every pound went without opening five banking apps.
🔍
Spending insights
Patterns you didn't know you had, spotted before they get expensive.
🏆
Savings goals
Small consistent moves that grow without requiring superhuman discipline.
🔔
Bill reminders
No more panic payments. MONA watches your calendar so you don't have to.
What MONA does
Finally, money help that doesn't sound like a bank leaflet.
📊
Track the chaos
See where your money goes before your balance starts acting mysterious.
🔥
Get roasted responsibly
Honest spending feedback with enough humour to keep you from crying.
💚
Save without thinking
Tiny suggestions that help you build savings in the background.
📅
Bill jump-scare blocker
No more surprise subscriptions sneaking up on your balance.
🤖
24/7 AI money coach
Ask anything, any time. MONA never judges.
📈
Weekly summaries
A Monday morning money report you'll actually want to read.
Talk to your money
Talk to your money like it's a group chat.
Ask anything. MONA gives straight answers with a side of personality.
M
MONA
Your AI money coach
How's my budget looking?
You've spent £142 this week. £58 on food, which is technically fine. Technically.
Is that bad?
It's not bad. But the iced coffee situation is developing its own economy.
Ask MONA anything...
↑
Always on
Your money, handled.
MONA runs in the background — saving, spotting, nudging — so the right things happen before you even think about them.
Auto-saved
£8.4M
across all MONA users
Bills caught
99%
before they land
Avg. saved per user / month
£127
↑ £34 from last month
Live activity
💚
Auto-saved£25.00
Moved to your holiday fund
⚡
Bill detectedNetflix
Renews Friday — funds reserved
🔥
Roast alertCoffee ×4
That's a lifestyle at this point
🎯
Goal hit50%
Emergency fund milestone reached
💸
Spare change£3.40
Rounded up and saved automatically
📊
Budget nudgeFood
£12 under budget — great week
Product
Everything your wallet wished you had earlier.
Save
Build savings in tiny steps.
MONA finds small moments to save so your future self has fewer reasons to panic. No big sacrifice required.
- OKSmart micro-savings
- OKCustom goals
- OKProgress tracking
- OKAuto-move suggestions
9:415G
MONA
Hey Skai
Your money vibe is: mostly calm
Main goal
Paris Trip
68%
£342 / £500
£158 left before croissants become research.
Emergency fund
£210 / £700
MONA suggests
Move money to savings today.
Safe to spend after bills: £218.
Reviews
The internet has opinions. Somehow these are nice.
“Mona explained my spending better than my bank ever has.”
J
Jasmine
App Store
“The roast mode hurt my feelings but saved me £60.”
L
Leo
Play Store
“It feels like budgeting with a funny friend.”
A
Amira
App Store
“I finally understand where my money disappears every month.”
T
Theo
Play Store
“Roast mode is brutal. My latte habit has never felt more judged.”
P
Priya
App Store
“Saved £200 in two months just by listening to the nudges.”
M
Marcus
Play Store
Features
A money app with actual personality.
💬
24/7 Money Chat
Always online, never annoying.
🚨
Smart Spending Alerts
Catch overspend before it stings.
🎯
Savings Goals
Small targets, real results.
📅
Bill Reminders
No more late fee drama.
📊
Weekly Summaries
Your money week, explained.
🔥
Roast Mode
Financial honesty with a sense of humour.
🙊
No Bank Jargon
Human words only.
🔒
Secure Connection
Bank-grade encryption.
💬
24/7 Money Chat
Always online, never annoying.
🚨
Smart Spending Alerts
Catch overspend before it stings.
🎯
Savings Goals
Small targets, real results.
📅
Bill Reminders
No more late fee drama.
📊
Weekly Summaries
Your money week, explained.
🔥
Roast Mode
Financial honesty with a sense of humour.
🙊
No Bank Jargon
Human words only.
🔒
Secure Connection
Bank-grade encryption.
🔒
Secure Connection
Bank-grade encryption.
🙊
No Bank Jargon
Human words only.
🔥
Roast Mode
Financial honesty with a sense of humour.
📊
Weekly Summaries
Your money week, explained.
📅
Bill Reminders
No more late fee drama.
🎯
Savings Goals
Small targets, real results.
🚨
Smart Spending Alerts
Catch overspend before it stings.
💬
24/7 Money Chat
Always online, never annoying.
🔒
Secure Connection
Bank-grade encryption.
🙊
No Bank Jargon
Human words only.
🔥
Roast Mode
Financial honesty with a sense of humour.
📊
Weekly Summaries
Your money week, explained.
📅
Bill Reminders
No more late fee drama.
🎯
Savings Goals
Small targets, real results.
🚨
Smart Spending Alerts
Catch overspend before it stings.
💬
24/7 Money Chat
Always online, never annoying.
Learn
View all articles ?Money lessons that don't sound like homework.
FAQ
Questions MONA has probably heard before.
Nope. MONA is not a bank. She's more like the financially responsible friend you've always meant to call. We help you understand your money — we don't hold it.
Ready when you are
Ready to make money less painful?
Start chatting with MONA and get your spending under control without becoming boring about it.